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Frequently Asked Questions

What is Happy EMI?

Once you’re good to ring up your purchases our representative at the shop will check your approval using our merchant app and in under a minute you are good to go! Happy EMI!

What kind of products can I purchase here?

Fashion, electronics & furniture from any of our partnered stores.

How is Happy EMI different from the other players in the market?

Does not use CIBIL score, instead works on an alternate scoring method that is more all encompassing.

How do I purchase something using Happy EMI?

Enter our partnered store, pick up what you like, reach the billing section and our rep will guide you through a quick & easy EMI application process.

How much time would it take to approve my application?

Under five minutes.

How do I know if I am eligible?

Are you between 18-55? Is your nationality Indian? Do you have your Aadhar & Pan Card? If the answer to all of that is a yes then you know you are eligible.